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Explore new construction and move-in-ready homes with special financing at 4.875% / 5.676% APR*. Enjoy affordable mortgage payments starting at just $2,199.38* per month!

Find Your Perfect Home with Affordable Monthly Payments!

Discover move-in-ready homes in Roanoke designed to fit your lifestyle and budget. With monthly payments starting as low as $2,500 and competitive rates of 5.99%, your dream home is closer than ever. Act fast—inventory is limited!

Something for everyone

We build new homes designed to cater to all lifestyles and for all stages of life.

The Dogwood

Perfect for easy living and creating lifelong memories – ideal for veterans looking for comfort and accessibility.

The Durango

Affordable, modern living with easy access to amenities – starting at $X/month.

The Hawthorne

Enjoy low-maintenance living with features like single-story layouts and community amenities – with payments starting at just $X/month.

The Rowan Oak

Affordable and stylish homes perfect for veterans looking for simplicity and comfort.

The Mesquite

Villas feature distinctive low maintenance home designs nestled in communities that provide a recreation-rich lifestyle.

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $408,427.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.698% APR, with a monthly principal and interest payment of $1,993.25. With monthly mortgage insurance payments of $166.10 per month, and estimated taxes of $299.29 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,686.82

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $428,508.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.695% APR, with a monthly principal and interest payment of $2,091.26. With monthly mortgage insurance payments of $174.27 per month, and estimated taxes of $314.01 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,815.98

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $326,143.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.717% APR, with a monthly principal and interest payment of $1,591.68. With monthly mortgage insurance payments of $132.64 per month, and estimated taxes of $239.00 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,157.61

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $324,176.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.717% APR, with a monthly principal and interest payment of $1,582.08. With monthly mortgage insurance payments of $131.84 per month, and estimated taxes of $237.55 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,144.96

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $326,515.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.717% APR, with a monthly principal and interest payment of $1,593.50. With monthly mortgage insurance payments of $132.79 per month, and estimated taxes of $239.27 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,160.00

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $327,032.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.716% APR, with a monthly principal and interest payment of $1,596.02. With monthly mortgage insurance payments of $133.00 per month, and estimated taxes of $239.65 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,163.33

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $332,948.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.715% APR, with a monthly principal and interest payment of $1,624.89. With monthly mortgage insurance payments of $135.41 per month, and estimated taxes of $243.98 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,201.38

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $348,472.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.711% APR, with a monthly principal and interest payment of $1,700.65. With monthly mortgage insurance payments of $141.72 per month, and estimated taxes of $255.36 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,301.22

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $350,198.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.71% APR, with a monthly principal and interest payment of $1,709.08. With monthly mortgage insurance payments of $142.42 per month, and estimated taxes of $256.62 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,312.32

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $352,276.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.71% APR, with a monthly principal and interest payment of $1,719.22. With monthly mortgage insurance payments of $143.27 per month, and estimated taxes of $258.15 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,325.69

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $354,210.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.709% APR, with a monthly principal and interest payment of $1,728.66. With monthly mortgage insurance payments of $144.05 per month, and estimated taxes of $259.56 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,338.12

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $355,876.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.709% APR, with a monthly principal and interest payment of $1,736.79. With monthly mortgage insurance payments of $144.73 per month, and estimated taxes of $260.78 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,348.84

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $357,051.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.709% APR, with a monthly principal and interest payment of $1,742.52. With monthly mortgage insurance payments of $145.21 per month, and estimated taxes of $261.64 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,356.40

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $352,818.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.71% APR, with a monthly principal and interest payment of $1,721.86. With monthly mortgage insurance payments of $143.49 per month, and estimated taxes of $258.54 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,329.17

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $361,261.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.708% APR, with a monthly principal and interest payment of $1,763.07. With monthly mortgage insurance payments of $146.92 per month, and estimated taxes of $264.73 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,383.47

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $355,442.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.709% APR, with a monthly principal and interest payment of $1,734.67. With monthly mortgage insurance payments of $144.56 per month, and estimated taxes of $260.46 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,346.05

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $342,997.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.712% APR, with a monthly principal and interest payment of $1,673.93. With monthly mortgage insurance payments of $139.49 per month, and estimated taxes of $251.35 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,266.00

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $343,252.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.712% APR, with a monthly principal and interest payment of $1,675.18. With monthly mortgage insurance payments of $139.60 per month, and estimated taxes of $251.53 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,267.65

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $339,618.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.713% APR, with a monthly principal and interest payment of $1,657.44. With monthly mortgage insurance payments of $138.12 per month, and estimated taxes of $248.87 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,244.28

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $343,804.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.712% APR, with a monthly principal and interest payment of $1,677.87. With monthly mortgage insurance payments of $139.82 per month, and estimated taxes of $251.94 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,271.20

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $339,388.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.713% APR, with a monthly principal and interest payment of $1,656.32. With monthly mortgage insurance payments of $138.03 per month, and estimated taxes of $248.70 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,242.80

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $348,226.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.711% APR, with a monthly principal and interest payment of $1,699.45. With monthly mortgage insurance payments of $141.62 per month, and estimated taxes of $255.18 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,299.64

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $339,202.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.713% APR, with a monthly principal and interest payment of $1,655.41. With monthly mortgage insurance payments of $137.95 per month, and estimated taxes of $248.56 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,241.60

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $343,857.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.712% APR, with a monthly principal and interest payment of $1,678.13. With monthly mortgage insurance payments of $139.84 per month, and estimated taxes of $251.98 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,271.53

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $463,815.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.689% APR, with a monthly principal and interest payment of $2,263.57. With monthly mortgage insurance payments of $188.63 per month, and estimated taxes of $339.88 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $3,043.06

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $468,619.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.689% APR, with a monthly principal and interest payment of $2,287.01. With monthly mortgage insurance payments of $190.58 per month, and estimated taxes of $343.40 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $3,073.95

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $459,967.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.69% APR, with a monthly principal and interest payment of $2,244.79. With monthly mortgage insurance payments of $187.07 per month, and estimated taxes of $337.06 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $3,018.31

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $465,091.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.689% APR, with a monthly principal and interest payment of $2,269.79. With monthly mortgage insurance payments of $189.15 per month, and estimated taxes of $340.81 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $3,051.26

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $465,207.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.689% APR, with a monthly principal and interest payment of $2,270.36. With monthly mortgage insurance payments of $189.20 per month, and estimated taxes of $340.90 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $3,052.01

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $410,332.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.698% APR, with a monthly principal and interest payment of $2,002.55. With monthly mortgage insurance payments of $166.88 per month, and estimated taxes of $300.69 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,699.08

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $400,070.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.7% APR, with a monthly principal and interest payment of $1,952.47. With monthly mortgage insurance payments of $162.71 per month, and estimated taxes of $293.17 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,633.08

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $404,609.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.699% APR, with a monthly principal and interest payment of $1,974.62. With monthly mortgage insurance payments of $164.55 per month, and estimated taxes of $296.49 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,662.27

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $377,771.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.704% APR, with a monthly principal and interest payment of $1,843.64. With monthly mortgage insurance payments of $153.64 per month, and estimated taxes of $276.83 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,489.66

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $370,632.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.706% APR, with a monthly principal and interest payment of $1,808.80. With monthly mortgage insurance payments of $150.73 per month, and estimated taxes of $271.60 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,443.74

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $376,592.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.704% APR, with a monthly principal and interest payment of $1,837.89. With monthly mortgage insurance payments of $153.16 per month, and estimated taxes of $275.96 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,482.08

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $385,861.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.702% APR, with a monthly principal and interest payment of $1,883.12. With monthly mortgage insurance payments of $156.93 per month, and estimated taxes of $282.76 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,541.69

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $385,644.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.702% APR, with a monthly principal and interest payment of $1,882.07. With monthly mortgage insurance payments of $156.84 per month, and estimated taxes of $282.60 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,540.30

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $419,167.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.696% APR, with a monthly principal and interest payment of $2,045.67. With monthly mortgage insurance payments of $170.47 per month, and estimated taxes of $307.16 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,755.90

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $406,063.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.698% APR, with a monthly principal and interest payment of $1,981.72. With monthly mortgage insurance payments of $165.14 per month, and estimated taxes of $297.56 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,671.62

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $397,538.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.7% APR, with a monthly principal and interest payment of $1,940.11. With monthly mortgage insurance payments of $161.68 per month, and estimated taxes of $291.31 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,616.80

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $404,894.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.699% APR, with a monthly principal and interest payment of $1,976.01. With monthly mortgage insurance payments of $164.67 per month, and estimated taxes of $296.70 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,664.11

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $392,121.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.701% APR, with a monthly principal and interest payment of $1,913.68. With monthly mortgage insurance payments of $159.47 per month, and estimated taxes of $287.34 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,581.95

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $452,800.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.691% APR, with a monthly principal and interest payment of $2,209.81. With monthly mortgage insurance payments of $184.15 per month, and estimated taxes of $331.81 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,972.21

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $420,331.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.696% APR, with a monthly principal and interest payment of $2,051.35. With monthly mortgage insurance payments of $170.95 per month, and estimated taxes of $308.02 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,763.39

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $416,668.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.697% APR, with a monthly principal and interest payment of $2,033.47. With monthly mortgage insurance payments of $169.46 per month, and estimated taxes of $305.33 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,739.83

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $413,691.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.697% APR, with a monthly principal and interest payment of $2,018.94. With monthly mortgage insurance payments of $168.25 per month, and estimated taxes of $303.15 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,720.69

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $462,887.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.689% APR, with a monthly principal and interest payment of $2,259.04. With monthly mortgage insurance payments of $188.25 per month, and estimated taxes of $339.20 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $3,037.09

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $442,916.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.692% APR, with a monthly principal and interest payment of $2,161.57. With monthly mortgage insurance payments of $180.13 per month, and estimated taxes of $324.57 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,908.64

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $442,515.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.692% APR, with a monthly principal and interest payment of $2,159.61. With monthly mortgage insurance payments of $179.97 per month, and estimated taxes of $324.27 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,906.07

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $430,162.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.694% APR, with a monthly principal and interest payment of $2,099.33. With monthly mortgage insurance payments of $174.94 per month, and estimated taxes of $315.22 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,826.61

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $433,627.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.694% APR, with a monthly principal and interest payment of $2,116.24. With monthly mortgage insurance payments of $176.35 per month, and estimated taxes of $317.76 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,848.90

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $431,192.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.694% APR, with a monthly principal and interest payment of $2,104.35. With monthly mortgage insurance payments of $175.36 per month, and estimated taxes of $315.97 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,833.24

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $497,854.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.685% APR, with a monthly principal and interest payment of $2,429.69. With monthly mortgage insurance payments of $202.47 per month, and estimated taxes of $364.82 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $3,261.98

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $494,863.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.685% APR, with a monthly principal and interest payment of $2,415.09. With monthly mortgage insurance payments of $201.26 per month, and estimated taxes of $362.63 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $3,242.75

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $463,588.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.689% APR, with a monthly principal and interest payment of $2,262.46. With monthly mortgage insurance payments of $188.54 per month, and estimated taxes of $339.71 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $3,041.60

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $462,307.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.689% APR, with a monthly principal and interest payment of $2,256.21. With monthly mortgage insurance payments of $188.02 per month, and estimated taxes of $338.77 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $3,033.36

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $472,118.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.688% APR, with a monthly principal and interest payment of $2,304.09. With monthly mortgage insurance payments of $192.01 per month, and estimated taxes of $345.96 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $3,096.46

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $477,242.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.687% APR, with a monthly principal and interest payment of $2,329.09. With monthly mortgage insurance payments of $194.09 per month, and estimated taxes of $349.72 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $3,129.41

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $484,945.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.686% APR, with a monthly principal and interest payment of $2,366.69. With monthly mortgage insurance payments of $197.22 per month, and estimated taxes of $355.36 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $3,178.95

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $393,522.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.701% APR, with a monthly principal and interest payment of $1,920.51. With monthly mortgage insurance payments of $160.04 per month, and estimated taxes of $288.37 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,590.96

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $399,283.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.7% APR, with a monthly principal and interest payment of $1,948.63. With monthly mortgage insurance payments of $162.39 per month, and estimated taxes of $292.59 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,628.02

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $397,089.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.7% APR, with a monthly principal and interest payment of $1,937.92. With monthly mortgage insurance payments of $161.49 per month, and estimated taxes of $290.98 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,613.90

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $364,557.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.707% APR, with a monthly principal and interest payment of $1,779.15. With monthly mortgage insurance payments of $148.26 per month, and estimated taxes of $267.14 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,404.67

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $365,437.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.707% APR, with a monthly principal and interest payment of $1,783.45. With monthly mortgage insurance payments of $148.62 per month, and estimated taxes of $267.79 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,410.33

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $364,789.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.707% APR, with a monthly principal and interest payment of $1,780.29. With monthly mortgage insurance payments of $148.36 per month, and estimated taxes of $267.31 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,406.17

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $429,742.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.694% APR, with a monthly principal and interest payment of $2,097.28. With monthly mortgage insurance payments of $174.77 per month, and estimated taxes of $314.91 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,823.91

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $437,000.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.693% APR, with a monthly principal and interest payment of $2,132.70. With monthly mortgage insurance payments of $177.72 per month, and estimated taxes of $320.23 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,870.59

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $472,389.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.688% APR, with a monthly principal and interest payment of $2,305.41. With monthly mortgage insurance payments of $192.12 per month, and estimated taxes of $346.16 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $3,098.20

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $464,559.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.689% APR, with a monthly principal and interest payment of $2,267.20. With monthly mortgage insurance payments of $188.93 per month, and estimated taxes of $340.43 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $3,047.84

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $486,061.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.686% APR, with a monthly principal and interest payment of $2,372.13. With monthly mortgage insurance payments of $197.68 per month, and estimated taxes of $356.18 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $3,186.14

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $466,722.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.689% APR, with a monthly principal and interest payment of $2,277.75. With monthly mortgage insurance payments of $189.81 per month, and estimated taxes of $342.01 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $3,061.75

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $462,403.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.689% APR, with a monthly principal and interest payment of $2,256.67. With monthly mortgage insurance payments of $188.06 per month, and estimated taxes of $338.85 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $3,033.98

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $457,836.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.69% APR, with a monthly principal and interest payment of $2,234.39. With monthly mortgage insurance payments of $186.20 per month, and estimated taxes of $335.50 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $3,004.60

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $438,175.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.693% APR, with a monthly principal and interest payment of $2,138.43. With monthly mortgage insurance payments of $178.20 per month, and estimated taxes of $321.09 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,878.15

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $445,788.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.692% APR, with a monthly principal and interest payment of $2,175.59. With monthly mortgage insurance payments of $181.30 per month, and estimated taxes of $326.67 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,927.12

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $437,760.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.693% APR, with a monthly principal and interest payment of $2,136.41. With monthly mortgage insurance payments of $178.03 per month, and estimated taxes of $320.79 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,875.48

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $360,333.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.708% APR, with a monthly principal and interest payment of $1,758.54. With monthly mortgage insurance payments of $146.54 per month, and estimated taxes of $264.05 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,377.50

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $365,016.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.707% APR, with a monthly principal and interest payment of $1,781.39. With monthly mortgage insurance payments of $148.45 per month, and estimated taxes of $267.48 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,407.63

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $368,047.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.706% APR, with a monthly principal and interest payment of $1,796.19. With monthly mortgage insurance payments of $149.68 per month, and estimated taxes of $269.70 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,427.12

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $336,568.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.714% APR, with a monthly principal and interest payment of $1,642.56. With monthly mortgage insurance payments of $136.88 per month, and estimated taxes of $246.63 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,224.66

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $345,099.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.712% APR, with a monthly principal and interest payment of $1,684.19. With monthly mortgage insurance payments of $140.35 per month, and estimated taxes of $252.89 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,279.53

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $347,815.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.711% APR, with a monthly principal and interest payment of $1,697.45. With monthly mortgage insurance payments of $141.45 per month, and estimated taxes of $254.88 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,296.99

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $379,458.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.704% APR, with a monthly principal and interest payment of $1,851.88. With monthly mortgage insurance payments of $154.32 per month, and estimated taxes of $278.06 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,500.51

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $373,421.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.705% APR, with a monthly principal and interest payment of $1,822.41. With monthly mortgage insurance payments of $151.87 per month, and estimated taxes of $273.64 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,461.68

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $390,555.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.701% APR, with a monthly principal and interest payment of $1,906.03. With monthly mortgage insurance payments of $158.84 per month, and estimated taxes of $286.20 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,571.88

The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $368,022.00 a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875% with a 5.706% APR, with a monthly principal and interest payment of $1,796.06. With monthly mortgage insurance payments of $149.67 per month, and estimated taxes of $269.68 per month and homeowner's insurance of $60.00 per month, the estimated monthly payment would be $2,426.96

**The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by the Lender. Payments shown do not include taxes or insurance, actual payment obligations will be greater. Not all applicants will qualify. Rates and terms are effective 1/10/2025 and are subject to change without notice. This offer is available for a limited time only.

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